Financial inclusion and financial technology: Finance for everyone?

Gerhard Kling* (Corresponding Author), Lihui Tian

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

1 Citation (Scopus)

Abstract

Due to technological advances, financial services have been transformed, exhibiting increased competition and market entries by non-banks. In particular, in China FinTech has seen rapid growth with Tech Giants such as Alibaba (Ant Group) rewriting the rules of banking and finance in the twenty-first century. More convenient forms of banking (e.g. mobile banking) promise better access to finance and financial inclusion for poorer households. The merging of finance and technology (e.g. machine learning, artificial intelligence) creates opportunities – but also risks. The special issue on ‘Financial Inclusion and Fintech' provides empirical evidence and theoretical underpinnings to explore the role of FinTech in the context of financial inclusion.
Original languageEnglish
JournalEuropean Journal of Finance
Early online date6 Oct 2021
DOIs
Publication statusE-pub ahead of print - 6 Oct 2021

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